{"id":96,"date":"2025-11-12T18:16:32","date_gmt":"2025-11-12T18:16:32","guid":{"rendered":"http:\/\/spadekonline.pl\/?page_id=96"},"modified":"2026-09-28T18:53:33","modified_gmt":"2026-09-28T18:53:33","slug":"krok-5-zawiadomienie-bliskich-i-instytucji","status":"publish","type":"page","link":"https:\/\/spadekonline.pl\/index.php\/krok-5-zawiadomienie-bliskich-i-instytucji\/","title":{"rendered":"Krok 5: Zawiadomienie bliskich i instytucji"},"content":{"rendered":"<h2>Kogo trzeba zawiadomi\u0107 o \u015bmierci?<\/h2>\n<p>Nie istnieje jedna uniwersalna lista instytucji. Zakres zawiadomie\u0144 zale\u017cy od sytuacji zmar\u0142ego. Warto jednak sprawdzi\u0107 co najmniej banki, ubezpieczycieli, pracodawc\u0119, administratora budynku lub wsp\u00f3lnot\u0119 mieszkaniow\u0105, dostawc\u00f3w medi\u00f3w, operator\u00f3w telekomunikacyjnych oraz podmioty, z kt\u00f3rymi zmar\u0142y mia\u0142 aktywne umowy.<\/p>\n<h2>Nie zamykaj pochopnie wszystkich spraw<\/h2>\n<p>Nie ka\u017cda umowa wygasa automatycznie ze \u015bmierci\u0105. Niekt\u00f3re prawa i obowi\u0105zki mog\u0105 wej\u015b\u0107 do spadku, a w innych przypadkach regulamin lub ustawa przewiduje odr\u0119bny tryb. Dlatego przed wypowiadaniem um\u00f3w dobrze sprawdzi\u0107 ich charakter oraz to, czy czynno\u015b\u0107 mo\u017ce by\u0107 dokonana jeszcze przed formalnym potwierdzeniem praw do spadku.<\/p>\n<h2>Praktyczna wskaz\u00f3wka<\/h2>\n<p>Sporz\u0105d\u017a tabel\u0119: instytucja \u2013 numer umowy \u2013 osoba kontaktowa \u2013 czynno\u015b\u0107 do wykonania \u2013 dokument potrzebny do za\u0142atwienia sprawy. Pozwala to unikn\u0105\u0107 pomini\u0119cia rachunk\u00f3w, polis lub zobowi\u0105za\u0144.<\/p>\n<p><a href=\"\/index.php\/krok-6-poszukiwanie-i-ujawnienie-testamentu\/\">Przejd\u017a do kroku 6: Testament \u2192<\/a><\/p>\n<h2>\u0179r\u00f3d\u0142a i podstawa prawna<\/h2>\n<ul>\n<li><a href=\"https:\/\/eli.gov.pl\/eli\/DU\/2026\/795\/ogl\" target=\"_blank\" rel=\"noopener\">Kodeks cywilny \u2013 tekst jednolity Dz.U. 2026 poz. 795<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Kogo trzeba zawiadomi\u0107 o \u015bmierci? Nie istnieje jedna uniwersalna lista instytucji. Zakres zawiadomie\u0144 zale\u017cy od sytuacji zmar\u0142ego. Warto jednak sprawdzi\u0107 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-96","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/spadekonline.pl\/index.php\/wp-json\/wp\/v2\/pages\/96","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/spadekonline.pl\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/spadekonline.pl\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/spadekonline.pl\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/spadekonline.pl\/index.php\/wp-json\/wp\/v2\/comments?post=96"}],"version-history":[{"count":3,"href":"https:\/\/spadekonline.pl\/index.php\/wp-json\/wp\/v2\/pages\/96\/revisions"}],"predecessor-version":[{"id":246,"href":"https:\/\/spadekonline.pl\/index.php\/wp-json\/wp\/v2\/pages\/96\/revisions\/246"}],"wp:attachment":[{"href":"https:\/\/spadekonline.pl\/index.php\/wp-json\/wp\/v2\/media?parent=96"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}